Property calculators

Model the decision before you commit.

Deterministic Malaysian calculators with visible assumptions, shareable scenarios and print-friendly results.

Mortgage repayment

Monthly instalment, total interest and extra-payment savings.

Indicative budget using income, DSR, commitments and cash.

Gross or net-income screening against a configurable threshold.

MOT, loan agreement, scale legal fees and SST.

Gross yield, net yield, expense ratio and cash flow.

Comparable value less risks and a deliberate safety margin.

Buying against renting and investing the difference, year by year.

Monthly saving, switching costs and how long they take to recover.

What a Bank Negara rate move does to your instalment.

SRO scale fees, BOVAEP valuation and the developer discount.

What a rebate-heavy new-build deal is really worth after duty and financing.

Real property gains tax by holding period, with the individual exemption.