Rate risk
OPR impact calculator
See what a Bank Negara rate move does to your instalment, and how exposed you are to a further rise.
Bank Negara's Overnight Policy Rate is 2.75%. It was last cut, by 0.25 points, on 9 July 2025, and held at every decision Bank Negara's data service records since, the latest dated 3 September 2026.
Deterministic formula Malaysia-specific Private in your browser
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How it works
Transparent assumptions, not a mystery score.
Every result uses deterministic functions separated from the interface. Official-rate calculators read from a single dated configuration, so regulatory changes can be reviewed and updated without rewriting the UI.