Malaysia's affordable housing schemes
9 developments are open to apply for, 8,980 units in total. Separately, 19 schemes that were built years ago now appear in the registered sale record — 1,033 resales showing what the units are worth once the scheme price is behind them.
Ask AI about eligibilityWho qualifies
The resale lock is the term people miss. Most schemes bar you from selling for five to ten years after purchase. It is what keeps the housing affordable for the next buyer, and it means a scheme unit is a home first and an investment a long way second. Rules change with policy — treat this as a summary and confirm on the scheme's own site.
Check what you qualify for
Enter an income to see which ceilings you fall under, and what the open market would lend on the same figure.
- PR1MACeiling RM 15,000 — household monthly · NationalPriced by unit
- Residensi Wilayah (RUMAWIP)Ceiling RM 10,000 — gross monthly, applicant · Kuala Lumpur, Putrajaya, LabuanHomes to RM300k
- Rumah SelangorkuCeiling RM 14,500 — household monthly, applicant and spouse · SelangorPriced by unit
Income is checked in your browser and is neither sent nor stored. The open-market figure assumes a 60% debt-service ratio, RM40,000 down and 4.2% over 30 years, the same assumptions as the affordability calculator. Meeting an income ceiling is not an offer: allocation is usually by ballot, and every scheme has further conditions on citizenship, age and existing property.
Open for application
From the Residensi Wilayah register. A closing date is the deadline to apply, not the date the building is finished.
What happened to the ones already built
Completed scheme developments that now appear in the NAPIC/JPPH registered sale record. These are resales on the open market, after the moratorium, so they show what the housing is worth rather than what it was sold for. Projects with fewer than ten registered sales are excluded.
Matched on an unambiguous marker in the development's registered name — PR1MA, PPAM, Selangorku or RUMAWIP. Deliberately not matched on "Residensi", which is simply Malay for residence and is used by luxury developments too; that would sweep in projects averaging over RM1.5 million and report them as affordable housing.
Reading these figures honestly
- A median resale is not a gain. These units were sold at a scheme price years ago to buyers who met an income test, and the resale market they now sit in is a different market.
- Qualifying is not obtaining. Allocation is usually by ballot and the popular developments are heavily oversubscribed.
- A price ceiling is a maximum, not the price of any particular unit.
- Nothing here is an application. Apply on the scheme's own site, and check the rules there before relying on anything on this page.
If you are weighing a scheme against buying on the open market, the income needed by district analysis shows what the open market asks in the same places.