Semporna
Registered NAPIC/JPPH sale evidence with sample size, recent-period caveats and the property mix behind the median.
Ask AI about this areaMedian price in Semporna
Recent quarters remain provisional because NAPIC registrations can lag. The district median is descriptive evidence, not a formal valuation.
What the median here asks of a buyer
On the district median of RM 320,000, with a 10% deposit over 30 years at 4.2%.
| Monthly instalment | RM 1,408 |
|---|---|
| Cash needed before keys | RM 43,200 |
| Gross income needed | RM 2,862/mo |
| Years of local income | 6.6× — severely unaffordable against RM 4,059/mo median household income here, DOSM 2024 |
The instalment and the cash are arithmetic. The income figure assumes a 60% debt-service ratio and no other commitments — a car loan or a card balance raises it, often sharply. Years of local income makes no assumption about lending at all, which is why both are shown. Run your own numbers.
What it rents for
Across Sabah, landlords advertise a whole home at a median of RM 2,000/month, which is a gross yield of 6% against the state's registered median price — from 2,000 advertised homes.
This is Sabah, not Semporna. Rental listings are filed under suburb names that do not map onto the register's districts, so a district-level rent would have to be guessed. The rent is what landlords ask; the price is what buyers paid and lodged — so the yield is half advertised and half registered, and it is a gross figure before maintenance, assessment, vacancy and agent fees. Full rental yield analysis.