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Kelantan market profile

Tumpat

Registered NAPIC/JPPH sale evidence with sample size, recent-period caveats and the property mix behind the median.

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Median sold priceRM 360,000
Median PSFRM 305
2021–2025 direction+13%
Source sample570

Median price in Tumpat

202120222023202420252026
Axis starts at RM295k, not zero. Final year is partial — late registrations still arriving.

Recent quarters remain provisional because NAPIC registrations can lag. The district median is descriptive evidence, not a formal valuation.

What the median here asks of a buyer

On the district median of RM 360,000, with a 10% deposit over 30 years at 4.2%.

Monthly instalmentRM 1,584
Cash needed before keysRM 48,600
Gross income neededRM 3,221/mo
Years of local income7.7× — severely unaffordable against RM 3,904/mo median household income here, DOSM 2024

The instalment and the cash are arithmetic. The income figure assumes a 60% debt-service ratio and no other commitments — a car loan or a card balance raises it, often sharply. Years of local income makes no assumption about lending at all, which is why both are shown. Run your own numbers.

Latest evidence

Recent registered sales

All Tumpat records