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Terengganu market profile

Setiu

Registered NAPIC/JPPH sale evidence with sample size, recent-period caveats and the property mix behind the median.

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Median sold priceRM 290,000
Median PSFRM 236
2021–2025 directiontoo few sales to publish
Source sample177

Median price in Setiu

202120222023202420252026
Axis starts at RM271k, not zero. Final year is partial — late registrations still arriving.

Recent quarters remain provisional because NAPIC registrations can lag. The district median is descriptive evidence, not a formal valuation.

What the median here asks of a buyer

On the district median of RM 290,000, with a 10% deposit over 30 years at 4.2%.

Monthly instalmentRM 1,276
Cash needed before keysRM 39,150
Gross income neededRM 2,594/mo
Years of local income3.9× — moderately unaffordable against RM 6,125/mo median household income here, DOSM 2024

The instalment and the cash are arithmetic. The income figure assumes a 60% debt-service ratio and no other commitments — a car loan or a card balance raises it, often sharply. Years of local income makes no assumption about lending at all, which is why both are shown. Run your own numbers.

Latest evidence

Recent registered sales

All Setiu records